UMX

Velocity for the
post-quantum economy.

Elastic supply, bearer instrument.

Block-lattice DAG, sub-second finality.

Secured by Proof-of-Bandwidth.

Reserve-backed. Post-quantum native.

Money has two jobs:
hold value, and move it.

A single coin can't
do both well.

A store-of-value must be scarce, which makes it volatile.

A spending currency must be stable, which requires expansion.

Lumero splits them.

What single-asset crypto can't deliver.

Volatility leaks into payments

When the same coin saves and spends, save-side volatility spills directly into the spend-side. Drawdowns become unspendable.

Stablecoin dependency

Pegging to a fiat currency surrenders monetary sovereignty. A "digital dollar" is still the Federal Reserve's policy choice.

Mint-on-demand collapses

Reflexive mint-on-demand designs (Terra, UST) collapse under stress. Backing must be hard, not derived from the asset itself.

Quantum-fragile signatures

ECDSA over secp256k1 will eventually break. Post-quantum signatures must be foundational, not retrofitted onto exposed addresses.

Lumero fixes this.

What is Lumero Proof-of-Bandwidth Where It Fits Why Dual-Currency

Open monetary infrastructure,
built to move.

Wherever real money needs to move at internet speed.

Step

Validators stake UMX in one of five tiers.

Stake

VRF-assigned bandwidth challenges, attested onchain.

Prove

Quorum BFT finality, sub-second within epoch.

Settle

( A )

SPVT tiers

Five tiers from Micro (1,000 UMX) to Mega (25,000+ UMX). Reward multipliers capped 1.0×–3.0×.

( D )

Bandwidth challenge

Initiator transfers a known-size data block to a target validator. Real capacity, not staked capital.

( F )

Sub-second finality

Stake-weighted supermajority drives finality within an epoch (1 hour).

( B )

Validation cap

A validator can only attest transactions ≤ their staked amount — skin in the game proportional to value.

( E )

Observer attestation

Independent peers observe the bandwidth exchange and sign attestations confirming measured throughput.

( G )

Block-lattice DAG

Each account has its own chain. Transactions are async send/receive pairs. Settled in parallel.

( C )

BandwidthProof

Once attestations meet quorum, a BandwidthProof block is published. Six-step anti-spoofing pipeline runs on every proof.

Use it for

Payroll

↳Bulk UMX payouts in high-inflation jurisdictions.

Merchants

↳Settle at point-of-sale in seconds, not blocks.

Infrastructure

↳Cross-border project finance via approved channels.

Liquidity

↳Approved market-makers maintain orderly UMX markets.

Bearer at the protocol.
Backed at the reserve.

Trust no party
but the rules.

UMX is a bearer instrument: self-custodial, fungible, no protocol-level identity. Backing is hard — every UMX is over-collateralized 1.5× in basket-value reserve.

1.5× coverage ratio, enforced at every mint
Basket: 60% USD · 25% EUR · 15% Gold
Non-suspendable floor redemption right
ML-DSA-65 post-quantum signatures from genesis

Elastic supply. Hard backing.
Constitutional governance.
Deterministic rules over discretion.

Proof of Bandwidth.
One primitive.

Reward weighting flows from real network capacity, not staked capital.Block-lattice DAG · sub-second finality · post-quantum native.

Trusted by the best.

Aurora

Helix

200X

Quill

Sentry

Lattice

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Money has two jobs:hold value, and move it.A single coin can'tdo both well.